Car features that could save you money on your insurance

Added extras on cars are seen by some to be luxuries, but in actual fact, they could save you money in the long run. These savings can be made on your insurance.

But the first thing that will save you cash is not an additional item at all – it’s the age of your four wheels. The age of the car is vitally important and as a general rule, cars less than five years old are cheaper to insure. Older cars are more likely to succumb to a variety of failures and damage, and the parts can be difficult to replace… so that’s reflected in the price you pay.

Of course, once you have your vehicle, there are some simple add-ons that will affect the price of insurance – the first of these being an alarm. Having one alarm fitted should lower the chances of it being stolen, thus also reducing the cost of the insurance.

Airbags are another relatively new feature that actually have a positive effect on your insurance. Having airbags not only helps reduce injuries to passengers, but can lessen damage to the car as well.

ABS is standard in most cars nowadays, and insurance companies will look more for this as a key feature ahead of most other safety accompaniments. Older cars that don’t feature ABS are statistically more likely to be involved in collisions.

The rating of a car in a crash test is another thing high on the checklist of the agents at the insurance offices. Cars that do well in these tests favour comparably on premiums.

All of the above helps you spend less on your car insurance policy, as will using Protect Your Bubble.

For a range of motor insurance quotes, Protect Your Bubble has specialist staff who can apply additional discount based upon individual circumstances.